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i received 300 loan from ameriloan i have e-mailed them several times for confirmation of my paper work.no one has gotten back to me.

they take money out on me and i have no records or terms i tried using my e-mail they said it doesn't exist. or that they sent my info to the email address provided, yet i never get it. i need some help i would like to know where i stand in my payments and possibly pay off if i can afford to. my name is lester brooks,17a berwyn st , schenectady ny 12304.

when they take the money out on my check is stamped #647085abd d9880. please help me i need to speak to someone or maybe they can email my contract or something. my phone # 518-280-2580. my email is buzzngio@yahoo.com.

please contract asap.Please..........................

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Anonymous
#266460

Lester: I have two suggestions.

First, go to the website for the state you live in and look up the state laws for the conduct of payday loan companies. Also determine if AmeriLoan is licensed to conduct business in your state. They are not licensed in California and so my contract with them is invalid on its face.

Its also likely they are in violation of your state's laws regarding fees and interest rates.

1) Go to the Better Business Bureau website and search AmeriLoan. You will find addresses and a phone # for AmeriLoan. Also, you will have an option of filing a complaint with the BBB. It is worth doing so because they have resolved almost 300 complaints filed, that is the majority of complaints the BBB received. If your research about Ameriloan and your state's laws revealed any violations, be sure to include that in your complaint.

2) The BBB complaint will take 30 days for them to succeed or fail. If they fail, or if you just don't want to wait that long, file a small claims court suit if your state has them, and I think New York does.

Ameriloan will have to come to you to fight the suit.

One more thing: If Ameriloan is not licensed to do business in your state, you do not have a valid, enforceable contract with them, so if they respond to a small claims suit by saying you agreed in the contract to settle disputes by arbitration, point out to them that there is no contract and show up in court as...

When (or if) you win, your bank will enforce the judgment by reversing the transactions which the court found to be wrong.

This will take time and patience, but remember, THERE IS POSITIVE ACTION YOU CAN TAKE. YOU DON'T HAVE TO LET THIS COMPANY CHEAT YOU.

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Anonymous
#159014

Funny, my husband and I took out a loan some three years ago, and they NEVER stopped taking money from our account.We spoke to our banker and did what she told us.

CLOSED our account when Ameriloan called, we informed them they would not be getting another cent from us and to sue us. Guess what?

they have not.so, CLOSE your account and open another one, they cannot touch the new account without legal paperwotk.

Anonymous
#85314

:( :( :( :( :( :(

THEY SUCK BIG DONKEY D___S

Anonymous
#85313

they have several phone numbers they call from and it is always a recording.They harass you to no end.

I never took out a loan thru them nor did my hubby but yet we have.

They will not take no for an answer, If you like to be harrassed then take a loan or better yet dont take a loan from them.This happened supposbly like 2007 and still today we are still getting phone calls.

Anonymous
#70802

Ameriloan's phone number is 800-362-9090 and their web address is customerservice@ameriloan.com. Hope it helps!

Anonymous
#70801

I borrowed $300.00 from them, AMERILOAN in Dec 08 and they are still charging my checking account.I have paid them 3x the amount of the loan, monthly and on time.

I e-mailed for them to stop and it has not. I asked for the redicules payoff BS/interest and nothing. I closed my bank account and reported fraud with my bank. They would not stop.

Write a letter to your attorney general and tell him about this company.They should be ashamed how they feed off people in need.

NEVER GET INVOLVED WITH THEM!!!!!!!!!!

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